WE’RE ALMOST THERE​
Gore Mutual and Beneva are Joining Forces
Your Vote is a Key Step to Get Us
Across the Finish Line
January 21, 2025 - Gore Mutual and Beneva announce intention to merge
April 24, 2025 - Annual and Special Meeting
Gore Mutual members overwhelmingly approved the Transaction with 94.6% votes in favor
Since April 25, 2025 - Gore and Beneva have advanced the Transaction process
October 30, 2025 - Special Meeting
Your vote is important! Don't Wait, Vote Today!
Meeting Logistics
Meeting Date
Thursday, October 30th, 2025 at 3:00 pm (Eastern Daylight Time)
Record Date
Tuesday, September 30th, 2025
Mailing and E-Delivery Date
E-Delivery Date - Monday, October 6th, 2025
Important Information on Delivery Information Due to Canada Post Strike
Due to the ongoing Canada Post labour action, Gore Mutual Insurance Company has been authorized by the Ontario Superior Court of Justice to provide notice and disseminate special meeting materials through alternative methods, including email (for members who have consented), telephone, advertisements in select newspapers, and access via Gore Mutual website. This ensures timely communication and compliance with legal requirements.
We appreciate your understanding and are committed to ensuring all members have access to the necessary information. If you have further questions or need assistance accessing the materials, we can assist with providing you this information electronically via email or accessing all information related to special meeting from the links on this page.
Proxy Cut-off Date
Monday, October 20th, 2025 at 5:00 p.m. (Eastern Daylight Time)
Meeting Location
Gore Mutual Head Office
252 Dundas Street North, Cambridge, Ontario
Additional Information
Independent Registrar: Kingsdale Advisors
Members will be asked to vote on and approve authorizing the filing of the Québec Bill and the execution of an organizational agreement.
​
These steps are essential to structurally complete the transition, pursuant to the terms and conditions of the Transaction described in the annual and special meeting circular and already supported by the members on April 24, 2025, with 94.6% voting in favor.
​
The Board UNANIMOUSLY recommends you vote FOR the special resolution.
Benefits of the Transaction for Gore Mutual and our Members
Creating A Stronger Platform For Growth
Gore has grown rapidly but would need access to capital for continued growth. Joining forces with Beneva will provide the capital and strong foundation for future growth, benefiting members and communities alike.
Better Management Of Insurance Risk Through Diversification
The Transaction will create a more resilient group with broader geographical reach, a varied portfolio of insurance products, and greater financial scale, significantly mitigating insurance risk from natural catastrophes.
Offers A Strong And Meaningful Alternative
The combined company will offer a meaningful alternative to shareholder-driven insurers,
focusing on diverse and competitively priced products while building strong relationships with
members and brokers.
Gore Members Will Become Full Members Of The Merged Beneva And Gore Organization
All policyholders will be treated fairly and equitably, with no changes to existing property and casualty coverage. Gore members will retain their governance rights and gain enhanced access to additional products and governance participation opportunities.
Continuity Through Combined Gore-Unica Subsidiary
Gore, combined with Beneva-owned Unica Insurance, will operate as a separate subsidiary with a distinct board of directors, ensuring continuity. It will maintain Gore’s historic commitment to our local communities.
​
These benefits highlight the positive impact the Transaction is expected to have on Members, enhancing their overall experience and providing greater stability and opportunities.